We were very impressed with Adam from the outset due to his approachable manner and clear expertise in this field. He explained all aspects of our mortgage and insurance at each and every stage in such a way that we were fully confident in the details of the products we were purchasing. As with all house moves, there are unexpected delays and problems and Adam was on hand at all times with expert advice on not just issues to do with our mortgage but also advice on how to deal with the sale and purchase of property. I would highly recommend his services for anyone considering making any changes to their mortgage or insurance.

Mrs Gillian Morley – Burnley

I would thoroughly recommend Pacific Financial to anyone in need of financial advice. When I applied for a mortgage through them, it was agreed in principle within a couple of hours and confirmed the following day. They managed to take the stress out of buying a property.

Mr Chris Cunnie – London

We found Adam really thorough and helpful in providing financial assistance and advice to us when we were moving house and looking for help with a mortgage and life insurance. We also liked the fact that Adam conducted home visits as that was more suitable to us and our availability. Adam was easy to deal with, he listened to our needs but also our maximum amount we could spend. When explaining the various options we had, Adam made sure that he took the time to explain things carefully so that we understood everything in detail. He was able to deliver exactly what we needed and made sure we were constantly up to date with what was happening in the application process. This personal service certainly helped remove some of the stress involved in moving house which we greatly appreciated. Should we ever move house or need any financial assistance then I would not hesitate in using Adam again

Mr Wayne Ellison – Colne

Adam has obtained for us several mortgages for various properties on both purchasing and remortgaging. We have found his service to be very efficient, professional and makes the process so much easier for us. Adam responds and acts very quickly to any issues or concerns we might have encountered and totally recommend him to anyone for a first class service.

Mrs Susan Smith – Nottingham

I must compliment Pacific Financial Services, and Adam in particular, on their very efficient and friendly service when assisting me in getting my first mortgage. And also for arranging my home and life insurance. From start to finish it was a pleasure and of no cost to me or my partner. For these reasons I would happily recommend them to my friends and family

Mr Tom Hargreaves – Accrington

Adam has arranged several private mortgages for me over recent years, also a buy to let mortgage and insurance products. The service I received has been fantastic and completely hassle free. He has great product knowledge and offers a nice friendly service and nothing seems too much hassle. I would highly recommend Adam to anyone.

Mr Anthony Chadwick – Bacup

“Delighted with the products we purchased & the excellent service we received. We are always happy to recommend Adam to our family & friends”

Mrs Jane Walsh – Preston

We have used Adam a number of times now and most recently to purchase our first home together this year. Time after time the service provided is always professional, thorough complimented by excellent communication at all times. Thank – You again for making this a stress free part of our house buying process!!

Miss Marie Flood – Barnoldswick

My partner and I approached Adam off the back of a family referral. As first time buyers we were unsure and very nervous about the whole aspect of ‘mortgages’. Throughout all our meetings, Adam was both thorough, patient and helpful in every possible way and made purchasing a home hassle free. Would highly recommend his friendly yet professional attitude.

Miss Danielle Stephenson – Burnley

Pacific Financial Services gave us excellent service from start to completion on a mortgage deal which was not straightforward. From the start Adam made things very clear and concise whilst offering the best advice. He went above and beyond the call of duty, in many cases working after hours to ensure our mortgage completed in a timely fashion. I would not hesitate to recommend Pacific Financial Services.

Mr Andrew Reynolds – Burnley

We used pacific financial to arrange our mortgage and found them to be excellent, their advice was great and we found the right mortgage for us which allowed us to buy our first home! I would recommend Adam and his team.

Mr Craig Hill – Burnley

I’ve used Adam Howarth and Pacific Financial Services a number of times during the last 10 years for services ranging from Insurance policies to Mortgages and have always found Adam and his team to be very helpful and professional. I have always been offered a good range of products to suit my needs and always felt that the advice and guidance given by Adam has been first class.

Mr Michael Jackson – London