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Remortgage
People remortgage for all sorts of reasons.
The most common being to reduce monthly payments by switching to a lower interest rate.
Remortgaging can also be a way of raising money to fund home improvements or provide a deposit to purchase a property to rent out.
Switching your mortgage is usually easy to do. And in many cases the lender may pay your valuation and legal costs.
On top of that, if you have a good payment history and a reasonable amount of equity you could be offered some of the best deals on the market, potentially unlocking the equity in your property.
Take the stress out of moving home with Pacific Financial.
There are literally thousands of different mortgage schemes available from hundreds of different lenders.
So it doesn’t take a rocket scientist to know that it will be a difficult job to know when and where to stop looking. For example, some lenders calculate the mortgage interest daily, others do it annually, and that means the lowest interest rate may not provide the cheapest monthly payment.
Others still charge booking fees, some have compulsory insurances and most have some kind of early repayment charge.
So do you go for a Fixed, Discounted, Tracker, Capped, Flexible or Variable rate? And do you want to add some of the fees on to the loan? How long do you want your deal to be for – 2,3,5,10 years or longer?
There are so many decisions to make, no wonder some people find the whole process so stressful. But it doesn’t have to be that way.
That’s because our expertise will guide you through the whole process and research the best options for you.
We will search the whole of the market to find the best product based on current needs and circumstances.*
Even after you’ve made your decision we can even help you complete the application paperwork.
All you need to do is phone us on 01282 420334 (9am – 5pm, Monday – Friday) or go to the Mortgage Enquiry page where you can complete a short form and we will get back to you with the information you require.
We will try our best to arrange everything for you – even liaise with estate agents and solicitors to make the move as stress free for you as possible.