CALL US ON 01282 420334

We will reopen Wednesday 2nd September – Below are our Covid 19 Guidelines

Do not come to our office if you are suffering Covid symptoms
Do not come to our office if a member of your family is suffering symptoms
Do not come to our office is you are awaiting a Covid test result
Entry to our office is by appointment only – NO WALK INS
Our door will be locked please ring the video door bell and wait to be let in
Maximum 2 people per appointment
Face masks must be worn at all times
Hands must be sanitised on entry and exit
Sit in the allocated seats and do not move around our office

To ensure everyone is kept as safe as possible social distancing must be maintained, touch points
and chairs will be cleaned after every visit. We ask you only make a face to face appointment if you
feel it is absolutely necessary. We are happy to work by phone, video call where possible.

Just to reiterate if you do not have an appointment no entry to our office is permitted.

Stay Safe

Adam Howarth

IMPARTIAL MORTGAGE ADVICE

Finding the correct mortgage broker and a mortgage solution that’s right for you is never easy, especially with hundreds of different schemes available from many different lenders.

Pacific Financial, saving you time and money...

Finding the correct mortgage broker and a mortgage solution that’s right for you is never easy, especially with hundreds of different schemes available from many different lenders.

For simple, unbiased advice you have come to the right place.

At Pacific Financial Services (North West) Ltd, we work for you and not the lenders. We are independent mortgage brokers who access the whole of the market – not just a small panel of lenders.We understand what lending criteria is needed and use our experience to find the one that suits you and your requirements.

Expert help for…

First Time Buyers

When looking for a first time buyer mortgage to buy your first home it’s important to deal with someone who is properly qualified to advise – and they
will make sure you choose the most suitable mortgage to meet your current needs and circumstances.

Experts in…

Remortgaging

People remortgage for all sorts of reasons. The most common are to reduce monthly payments by switching to a lower interest rate or consolidating debts such as loans and credit cards.

Expert guidance for…

Buying a home

Buying a home is without doubt one of the most stressful things to do, but when you know what to do, how to do it and when, the process can be made much simpler.

Simple advice for…

Buy To Let

Maybe you’ve thought about becoming a landlord and renting out property but didn’t know where to start. Well let Pacific Financial help – it may be easier than you think.

Who are we and what do we do?…

About Pacific Financial

Pacific Financial Services (North West) Ltd is run by Adam Howarth, a mortgage and protection specialist with more than 20 years’ experience in the industry…

Call us today on 01282 420334 and let's see if we can save you money...

What do people think?

Alistair Riley

2020-07-02

I have known Adam for over 10 years and he has arranged many mortgages and remortgages for me and my friends and family, he offers an excellent service all round and I would highly recommend him and Pacific Financial.

Michael Blades

2020-07-02

Adam has helped us a few times with our mortgages and has made it pain-free and guided us in the right direction when we didn’t know what our options were. Knowledgable, professional company that got us on the ladder and moving up it.

Jodi Brunskill

2020-06-30

Great service from Adam. Always very professional and helpful. Always responds to any queries quickly and personally. Very informative and trust worthy, wouldnt use anyone else now. Would definitely recommend.

David B

2020-05-20

Excellent service. Prompt, responsive and professional. Made the whole remortgage process simple – and saved me a lot of money.

James Blackburn

2020-05-15

Absolutely fantastic service! So quick and efficient! Would recommend to anyone! Takes all the hassle of of the endless paperwork, bank meetings and so on! Adam is ever so helpful and his product knowledge is brilliant ⭐⭐⭐⭐⭐

Anthony Chadwick

2020-05-10

I’ve been using Adam for around 10 years, and he has arranged a number of domestic and buy to let mortgages for me, as well as landlord insurance and life insurance. I highly recommend Adam for all your financial needs, he offers a fast and efficient service, is very knowledgable and is always on hand to offer great advice. I wouldnt use anyone else.

Andrew Chamberlain

2020-04-27

Adam’s professionalism and expertise has been first-class each and every time I’ve required the company’s financial services. In the 15 years I have been a client of Pacific Financial Services, the level of attention and care to ensure the product chosen is right for me has been exemplary!

Kelly Huggon

2020-04-20

Dealt with Adam – great help made everything so clear and easy! Would use this company over and over for support.

Andy Geoghegan

2020-04-18

The service from Adam was brilliant start to finish, Will be using again recommended to family and friends.

Ady Devers